Appraisal services for Pittsford and Monroe County homeowners

The top 7 reasons NY homeowners use Bozzelli Appraisal:

Get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
To lower a mortgage payment by removing PMI
To reinstate their Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a NY divorce, where real estate property needs to be divided
Settle an estate in NY by determining the true market value of real estate in question

Do you own a home in or near Pittsford? Do you need help determining the value of your real estate?
Contact Bozzelli Appraisal.

We at Bozzelli Appraisal understand the individual needs of a homeowner in need of appraisal services. Our typical business clients understand the appraisal process and the customary reporting formats. Being a regular person not in the real estate field that most likely doesn't see an appraisal on a regular basis,we'll be sure you get extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. Professional appraisers, like the ones at Bozzelli Appraisal, are objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is a crucial negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. An appraisal is an independent third party's opinion of your property's price -- not just how much your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is down below 80% of the value of your home, in most cases you can apply to your lender to have the PMI removed from your loan, which will make your monthly payments go down. We're qualified in helping customers just like you rid themselves of unwanted and unneeded PMI insurance.

Challenging Monroe county's assessment of your property

If you live in a region that is going down or is not appreciating as much as other properties nearby, your local tax assessor may have your home overvalued. That means you're going to pay more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. An expert appraisal from Bozzelli Appraisal is your best weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your house is in or near a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow viewpoint. Bozzelli Appraisal can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a professional to double-check your appraisal for verity, or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. If you need it ASAP, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Bozzelli Appraisal can help you with that. While typically requested by banks, you may wish to take advantage of this service if you suspect mortgage fraud related to your house.